Thinking about how much in debt most Americans are (including me) is very depressing. Apparently the problem is not just for Americans but is a world wide problem. A great service is debt help . This is a great page that helps you understand the amount of debt people are in. While this company is in the UK, it does apply to everyone.

Many people feel overwelmed by debt. They are only making the minimum payments every month and they can’t seem to get ahead. Or worse yet they can’t make the min payment because they have gotten in way over there head.

Sometimes Debt Consolidation Loans are the way to go. Go to this website and review your options.

My best advice to anyone that is in debt is to face your debt head on. Hiding your head in the sand and ingnoring your debt will not get you any where but further in debt. Take an hour or so and get all your bills together. Then make yourself a plan of action. Go to debt help and see if they have help for you.

You also need to find out what an IVA is. An Individual Voluntary Arrangement, may be just what you need to help you get out of debt.
Debt is no fun. But the sooner you face it the sooner you will be out of debt!

I have 5 priority to dos on my list for this morning. And so far I have knocked out 2 and a half of them. 2 of them are business/money related.

I really really need to get with it. Procrastination is not our friends. Really. I think I need to make that my business motto. PROCRASTINATION IS NOT YOUR FRIEND.

And to think it is just 11 AM!!!!

As you all know I work several online jobs for other people. One of the jobs I really wanted to apply for, but didn’t, required that I incorporate. Well that went way over my head and I felt really intimidated. It is a great job to work so I hear, but I won’t apply cause I have no earthly idea on how to do this. So when I saw this opportunity I said what the heck, let me see what I can learn about these funky business forms at nevada corporation.

First off they have a lot to offer. This is just a bit of it.

Many small business owners forget that there are certain requirements they have to meet when setting up corporation. One of such requirement is to hold regular meeting of shareholders and directors. All important matters are decided on such meetings and the written document from such meeting is called company minutes. Keeping the records and minutes is very important. For example IRS will require to see them. I can tell, because I just got audited and IRS wanted to see minutes for all director and shareholder meetings from the date I started the company. It doesn’t matter if you are just one person company. You still have to do the meetings.

When you corporation is first set up you should have a meeting of directors and shareholders. You should adopt bylaws. When your LLC is set up you should adopt an Operating agreement. Sounds complicated? Don’t worry, we can help.

They offer you free forms:
http://www.incparadise.com/clients/e-forms.htm

They also prepare the whole set of documents for only $20-$25.
http://www.incparadise.com/minutes.htm

Their company is helping small business owners to start their own companies. They have great prices and excellent services.

You can get their own tax id using our forms or we can get it for them for only $25. http://www.incparadise.com/tax-id-ein/

They have low price for corporate kits:
http://www.incparadise.com/text/corporate-kits.htm

A great FAQ section so you can learn difference between LLC and Corporation, etc.
http://www.incparadise.com/text/faq-corporation-entities.htm

They also have blog where we try to answer many questions: www.incparadise.com/news

I know that is a whole lot of information. I included it all, because it is just that. Lots of us WAHMs get so confused when it comes to what we need to have and what we need to do to get started in business. Well this will really help a lot, for me at least. Let me know if it helps you at all!